Books with author Richard Carlisle

About the Book:Mother Duck and her ducklings go for a walk to the pond. But they come across trouble on the way and learn an important lesson. About the Author and Illustrator:Richard Carlson Jr. is an author of children’s books and coming-of-age romances. You can learn more about him at www.rich.center.Über das Buch:Mutter Ente und ihre kleinen Entenküken machen sich auf den Weg zum Teich. Aber diese Wanderung wird kein leichter Weg für sie werden – und die kleinen Entlein lernen eine wichtige Lektion. Über den Autor und Illustrator:Richard Carlson Jr. ist ein Autor von Kinderbüchern und romantischen Jugendbüchern. Auf seiner Webseite können Sie mehr über ihn erfahren: www.rich.center.

About the Book:Mother Duck and her ducklings go for a walk to the pond. But they come across trouble on the way and learn an important lesson. About the Author and Illustrator:Richard Carlson Jr. is an author of children’s books and coming-of-age romances. You can learn more about him at www.rich.center.Acerca del libro:Mamá pata y sus patitos fueron a dar un paseo hasta la laguna, pero encontraron una serie de obstáculos a lo largo del camino y aprendieron una importante lección. Acerca del autor y el ilustrador:Richard Carlson Jr. escribe libros infantiles y romances juveniles. Puedes leer más sobre él en www.rich.center.

Whenever I tell people about my job as a financial advisor, the conversation inevitably turns to how hopeless they feel when it comes to dealing with money. More than once, they've begged, �Just tell me what to do.�It's no surprise that even my most successful friends feel confused or paralyzed. Even if they have a shelfful of personal finance books, they don't have time to make sense of all the information available. They don't just want good advice, they want the best advice-so rather than do the �wrong thing,� they do nothing. Their 401(k) and bank statements pile up, unexamined or maybe even unopened.What they don't realize is that bad calls about money aren't failures; they're just what happens when emotional creatures have to make decisions about the future with limited information. What I tell them is that we need to scrap striving for perfection and instead commit to a process of guessing and making adjustments when things go off track. Of course we're going to make the best guesses we can-but we're not going to obsess over getting them exactly right.The fact is, in a single page you can prioritize what you really want in life and figure out how to get there. That's because a great financial plan has nothing to do with what the markets are doing, what your real estate agent is pitching, or the hot stock your brother-in-law told you about. It has everything to do with what's most important to you.By now you may be wondering, �What about the details? How much do I need to invest each year, and how do I allocate it? How much life insurance do I need?� Don't worry: I'll cover those topics and many more, sharing strategies that will take the complexity out of them.The most important thing is getting clarity about the big picture so you can cope with the unexpected. Maybe you'll lose the job you thought was secure; you'll take a financial risk that doesn't pan out; you'll have twins when you were only budgeting for one. In other words: Life will happen.But no matter what happens, this audiobook will help you bridge the gap between where you are now and where you want to go.

About the Book:Mother Duck and her ducklings go for a walk to the pond. But they come across trouble on the way and learn an important lesson. About the Author and Illustrator:Richard Carlson Jr. is an author of children’s books and coming-of-age romances. You can learn more about him at www.rich.center.Acerca del libro:Mamá Patay sus patitos van a dar un paseo al estanque. Pero se encuentran con problemas en el camino y aprenden una lección importante.Sobre el autor e ilustrador:Richard Carlson Jr. es autor de libros para niños y de novelas para mayores de edad. Usted puede aprender más acerca de él en www.rich.center.

About the Book:Mother Duck and her ducklings go for a walk to the pond. But they come across trouble on the way and learn an important lesson. About the Author and Illustrator:Richard Carlson Jr. is an author of children’s books and coming-of-age romances. You can learn more about him at www.rich.center.Am y Llyfr:Mae Mam Hwyaden a’i hwyaid bach yn mynd am dro i’r pwll dŵr. Ond mae trafferthion yn eu rhwystro ar y ffordd ac maent yn dysgu gwers bwysig. Am yr Awdur a’r Darlunydd:Mae Richard Carlson yr Ieuaf yn awdur llyfrau plant a rhamant dod-i-oed. Gallwch ddysgu mwy amdano ar www.rich.center.

About the Book:Mother Duck and her ducklings go for a walk to the pond. But they come across trouble on the way and learn an important lesson. About the Author and Illustrator:Richard Carlson Jr. is an author of children’s books and coming-of-age romances. You can learn more about him at www.rich.center.Informazioni sul libro:Mamma Anatra e i suoi anatroccolini vanno a fare una passeggiata allo stagno. Ma per strada finiscono nei guai e imparano un'importante lezione. Informazioni sullo Scrittore e sull'Illustratore:Richard Carlson Jr. è uno scrittore di libri per bambini e romanzi di formazione. Potete trovare più informazioni su di lui nel sito www.rich.center.