Books with author Ray Abel

Let’s be very honest, you need to know how the credit system works fully before you can repair your credit score. Beware of shorter books that do not provide enough information on steps you need to take. This guide will not only teach you credit repair, but also show you methods to keep your credit score high forever. Consider the Table of Contents below and you will see that this book stands out from the rest.Table of ContentsChapter 1 – What Makes Your Credit Score What It Is?Chapter 2 – The Parts of Your Credit ScoreChapter 3 – Credit Card Use and Its Impact on Your CreditChapter 4 – Debts and LoansChapter 5 – Things That Are Not Included in Your Credit ReportChapter 6 – What Makes the Three Credit Reporting Bureaus Different?Chapter 7 – The Range of Credit ScoresChapter 8 – The Various Credit ScoresChapter 9 – Marriage and Your Credit ReportChapter 10 – Joint Account ConsiderationsChapter 12 – Using the Fair Credit Reporting ActChapter 13 – Handling a Dispute About Your Credit ReportChapter 14 – Using Section 609 to Your AdvantageChapter 15 – Other Sections of the FCRAChapter 16 – The Use of Section 809Chapter 17 – Issuing a Consumer StatementChapter 18 – Public Records on Your ReportChapter 19 – Good vs. Bad DebtsChapter 20 – Your Credit Card Purchases MatterChapter 21 – The Truth About Credit Card LimitsChapter 22 – Using the Credit Card Act to Your AdvantageChapter 23 – Which Credit Card Should You Pay Off First?Chapter 24 – Using the Fair Credit Billing ActChapter 25 – The Truth in Lending ActChapter 26 – The Fair Debt Collection Practices ActChapter 27 – Managing a Balance Transfer on Credit CardsChapter 28 – Minimum Payments on Your Credit CardsChapter 29 – Closing or Canceling AccountsChapter 30 – Closing a Credit LineChapter 31 – Can You Open New Credit?Chapter 32 – The Risks of a Department Store CardChapter 33 – Gardening Your CreditChapter 34 – The Debt SnowballChapter 35 – The Reverse SnowballChapter 36 – An Emergency Bank AccountChapter 37 – Consolidating LoansChapter 38 – Refinancing Your LoansChapter 39 – The Risk of Using Credit Repair CompaniesChapter 40 – Managing Credit Repair If Your Identity Has Been StolenChapter 41 – Credit Collection ScamsChapter 42 – When to Sell Items To Improve Your CreditChapter 43 – A New Credit FileTerminology

Minimalism and the MinimalistMinimalism will set you free.Minimalism is an idea that can be used for good living. It is a tool that leads to blissful liberation from whatever fear has come to plague the human population over time. It also offers freedom from the very world we have created about ourselves as consistent consumers. It allows us to stop worrying about everything. We have a choice to take control of our lives and become fulfilled. Here is a Sneak Peek of What you will Learn:Individual Financial ManagementUnderstanding Personal FinancesBudgeting and Goal SettingAssets, Debt and IncomeIndividual Financial PlanningCase Study for Financial PlanningUnderstanding EconomicsMinimalism is a Solution to Your Financial StrugglesA Minimalist EconomyFinancial Management for BusinessesIf you want to change your life for the better, this book will definitely help you get started in the right direction.

Stoicism is a school of philosophy that arose during the Hellenist era. It was created by a philosopher named Zeno of Citium in the year 300 BC in the ancient city of Athens. These ideas were quickly adopted by the Cynics as well as by Socrates. It caused controversial arguments among the Academics, Epicureans, and Skeptics. The word “Stoicism” comes from the Greek words Stoa Poikile (the Painted Porch), a large marketplace in the country. It was there that Stoics from different parts of the country met and conducted philosophical teachings. Soon after its creation, Stoicism spread to Rome where it blossomed.Discover Stoicism:The First Two TopoiHistory of StoicismChrysippus' StoicismThe Stoic Practices of Marcus AureliusEpictetus' StoicismSenecaModern StoicismThe Importance of StoicismStoic PrinciplesPrinciples for Developing an Unbendable MindIf you are ready to learn and improve your mindset, this book will provide you with philosophy, history and self-help.You have power over your mind – not outside events. Realize this, and you will find strength.” – Marcus Aurelius, Meditations.“Wealth consists not in having great possessions, but in having few wants.” – Epictetus.“Let philosophy scrape off your own faults, rather than be a way to rail against the faults of others” – Seneca.“Often injustice lies in what you aren’t doing, not only in what you are doing.”- Marcus Aurelius.“Don’t seek for everything to happen as you wish it would, but rather wish that everything happens as it actually will – then your life will flow well.” – Epictetus.

Let’s be very honest, you need to know how the credit system works fully before you can repair your credit score. Beware of shorter books that do not provide enough information on steps you need to take. This guide will not only teach you credit repair, but also show you methods to keep your credit score high forever. Consider the Table of Contents below and you will see that this book stands out from the rest.Table of ContentsChapter 1 – What Makes Your Credit Score What It Is?Chapter 2 – The Parts of Your Credit ScoreChapter 3 – Credit Card Use and Its Impact on Your CreditChapter 4 – Debts and LoansChapter 5 – Things That Are Not Included in Your Credit ReportChapter 6 – What Makes the Three Credit Reporting Bureaus Different?Chapter 7 – The Range of Credit ScoresChapter 8 – The Various Credit ScoresChapter 9 – Marriage and Your Credit ReportChapter 10 – Joint Account ConsiderationsChapter 12 – Using the Fair Credit Reporting ActChapter 13 – Handling a Dispute About Your Credit ReportChapter 14 – Using Section 609 to Your AdvantageChapter 15 – Other Sections of the FCRAChapter 16 – The Use of Section 809Chapter 17 – Issuing a Consumer StatementChapter 18 – Public Records on Your ReportChapter 19 – Good vs. Bad DebtsChapter 20 – Your Credit Card Purchases MatterChapter 21 – The Truth About Credit Card LimitsChapter 22 – Using the Credit Card Act to Your AdvantageChapter 23 – Which Credit Card Should You Pay Off First?Chapter 24 – Using the Fair Credit Billing ActChapter 25 – The Truth in Lending ActChapter 26 – The Fair Debt Collection Practices ActChapter 27 – Managing a Balance Transfer on Credit CardsChapter 28 – Minimum Payments on Your Credit CardsChapter 29 – Closing or Canceling AccountsChapter 30 – Closing a Credit LineChapter 31 – Can You Open New Credit?Chapter 32 – The Risks of a Department Store CardChapter 33 – Gardening Your CreditChapter 34 – The Debt SnowballChapter 35 – The Reverse SnowballChapter 36 – An Emergency Bank AccountChapter 37 – Consolidating LoansChapter 38 – Refinancing Your LoansChapter 39 – The Risk of Using Credit Repair CompaniesChapter 40 – Managing Credit Repair If Your Identity Has Been StolenChapter 41 – Credit Collection ScamsChapter 42 – When to Sell Items To Improve Your CreditChapter 43 – A New Credit FileTerminology

Minimalism will set you free.Minimalism is an idea that can be used for good living. It is a tool that leads to blissful liberation from whatever fear has come to plague the human population over time. It also offers freedom from the very world we have created about ourselves as consistent consumers. It allows us to stop worrying about everything. We have a choice to take control of our lives and become fulfilled. Here is a Sneak Peek of What you will Learn:Individual Financial ManagementUnderstanding Personal FinancesBudgeting and Goal SettingAssets, Debt and IncomeIndividual Financial PlanningCase Study for Financial PlanningUnderstanding EconomicsMinimalism is a Solution to Your Financial StrugglesA Minimalist EconomyFinancial Management for BusinessesIf you want to change your life for the better, this book will definitely help you get started in the right direction.

Stoicism is a school of philosophy that arose during the Hellenist era. It was created by a philosopher named Zeno of Citium in the year 300 BC in the ancient city of Athens. These ideas were quickly adopted by the Cynics as well as by Socrates. It caused controversial arguments among the Academics, Epicureans, and Skeptics. The word “Stoicism” comes from the Greek words Stoa Poikile (the Painted Porch), a large marketplace in the country. It was there that Stoics from different parts of the country met and conducted philosophical teachings. Soon after its creation, Stoicism spread to Rome where it blossomed.Discover Stoicism:- The First Two Topoi- History of Stoicism- Chrysippus' Stoicism - The Stoic Practices of Marcus Aurelius- Epictetus' Stoicism- Seneca- Modern Stoicism- The Importance of Stoicism- Stoic Principles- Principles for Developing an Unbendable MindIf you are ready to learn and improve your mindset, this book will provide you with philosophy, history and self-help.

The story goes on long before the appearance of men, one summer evening, in a nice corner of greenery hidden between land and sea. The place had the distinction of hosting characters which is still making its mark today legend, the Forest ofBrocéliande. Kidou the Dragon,Céleste the unicorn and "magical character" will have to live together to try to solve the puzzles of the Brocéliande forest in this first album entitled dust of unicorn.

The story goes on long before the appearance of men, one summer evening, in a nice corner of greenery hidden between land and sea. The place had the distinction of hosting characters which is still making its mark today legend, the Forest ofBrocéliande. Kidou the Dragon,Céleste the unicorn and "magical character" will have to live together to try to solve the puzzles of the Brocéliande forest in this first album entitled dust of unicorn.

Minimalism will set you free. Minimalism is an idea that can be used for good living. It is a tool that leads to blissful liberation from whatever fear has come to plague the human population over time. It also offers freedom from the very world we have created about ourselves as consistent consumers. It allows us to stop worrying about everything. We have a choice to take control of our lives and become fulfilled.