Books with author Karen Hoffman

Healthcare costs are always a source of worry.Learn what resources are available to you for covering your care and how to plan for the unexpected.Insurance companies have failed you. Congress has failed you. Hospitals and doctors and pharmaceutical companies have all failed you.Why? Because we all spend too much on healthcare.Healthcare costs in the form of premiums, hospital bills, and drug co-pays have all gone up dramatically over the past ten years and will continue to do so. We are all one illness away from bankruptcy. So, what can you - as a financially conscious healthcare consumer - do to protect yourself?This book will help you understand the resources available to help you pay for care. It will also look at options for minimizing costs and advocating for yourself in the event that billing errors are made. Being an educated, proactive customer of the healthcare market will ease some of the stress and worry of seeking care and enable you to concentrate on your health.It's time for you to take control of your healthcare costs.Don't wait, order NOW and start saving.

Un livre populaire pour enfants qui fournit les connaissances de base à propos de l’univers aux enfants et aux adolescents.‘’L’espace et le système solaire – un eBook pour les enfants à propos de l’univers, nos planètes et l’exploration de l’espace’’ est une merveille ne relevant pas de la fiction. Ce livre est rempli de réelles photos très colorées qui ont un rendu exceptionnel sur smartphone, iPads, Kindle et bien d’autres appareils.Avec de très bons effets visuels, ce livre nous informe à propos de l’univers et sa naissance, des galaxies, de la voie lactée, de notre système solaire et de ces planètes internes et externes, des étoiles et de l’histoire de l’exploration cosmique des astronautes. Les images au sein de ce livre sont liées avec des textes faciles à comprendre tout en donnant des spécificités à propose de l’espace. Cet eBook est donc un outil d’apprentissage pour les enfants de tout âges.Il peut être téléchargé par de jeunes lecteurs capables de lire de façon autonome et par les parents souhaitant lire pour leurs enfants qui n’ont pas encore commencé à lire.Pour commander ‘L’Espace et le Système Solaire’, cliquez sur le bouton acheter et téléchargez votre exemplaire dès maintenant !A popular Children’s Book that provides Kids and Teenagers the Basic Knowledge about the Universe"SPACE and SOLAR SYSTEM - An eBook for Children about the Universe, our Planets and Space Exploration" is a nonfiction marvel. It is filled with colorful real photographs that look amazingly good on Smartphones, iPads, Kindles and many other tablet devices.With great visual effects this book informs about our universe and its birth, galaxies, the Milky Way, our solar system and its inner and outer planets, as well as stars, the history of cosmic exploration and astronauts.The pictures within this book are tied in with small blocks of text that are very easy to understand while also providing inspirational specifics about the outer space. Therefore this eBook is a perfect learning tool for children of all ages.It can be conveniently downloaded by young readers who have already acquired the skill of reading for themselves and by parents who will read to the younger children who have not yet begun to read.To order SPACE and SOLAR SYSTEM, click the BUY button and download your copy right now!Tags: bilingue anglais français, bilingual english french, bilingual french english, children's book bilingual, livres pour enfants kindle, childrens book about space, bilingual kindle for kids,

"SPACE and SOLAR SYSTEM - An eBook for Children about the Universe, our Planets and Space Exploration" is a nonfiction marvel. It is filled with colorful real photographs that look amazingly good on Smartphones, iPads, Kindles and many other tablet devices.With great visual effects this book informs about our universe and its birth, galaxies, the milky way, our solar system and its inner and outer planets, as well as stars, the history of cosmic exploration and astronauts.The pictures within this book are tied in with small blocks of text that are very easy to understand while also providing inspirational specifics about the outer space. Therefore this eBook is a perfect learning tool for children of all ages.It can be conveniently downloaded by young readers who have already acquired the skill of reading for themselves and by parents who will read to the younger children who have not yet begun to read.Tags: children's books, children's books about space, children's books about the moon, children's books about the solar system, children's books about the sun, children's books about planets, kids books about space, kids books about the universe, kids books about the moon, kids books about the sun, kids books about astronauts, childrens book on space

A popular Book, filled with over 40 pictures, that provides Kids and Teenagers the Basic Knowledge about ColorsColors are fascinating and we see them everywhere and every day! What a wonderful and significant topic for our kids. For that reason, I would like to introduce you to my new book “COLORS”, an eBook that will bring you and your kid a little closer to the world of colors. Can women distinguish different shades of red better than men? What is the most popular color in the world? What colors are light made of and what do wavelengths have to do with color? How do we view colors on TV and how does it work? Are optical illusions real? These questions and many more amazing facts are all covered in this easy read!With great visual effects this book informs about…Seeing Colors - How Humans and Animals Perceive ColorWhat Does Color Blindness Mean?What Color is Light?What Does a Wavelength have to do With Color?Brightness and SaturationAdditive Color Mixing - RGB Color Signal Processing on ScreensSubtractive Color MixingSymbolism and the Effect of ColorOptical IllusionThe Visual Spectrum and Color TheoryHistory and Production of PaintsCultural Backgrounds"COLORS - An eBook for Teens & Young Adults about Colors and Light” is a nonfiction marvel. It is filled with over 40 colorful photographs that look amazingly good on Smartphones, iPads, Kindles and many other tablet devices. The pictures within this book are tied in with small blocks of text that are very easy to understand while also providing inspirational specifics about colors and light. Therefore, this eBook is a perfect learning tool for children & teens of all ages. It can be conveniently downloaded by young readers who have already acquired the skill of reading for themselves and by parents who will read to the younger children who have not yet begun to read.To order COLORS, click the BUY button and download your copy right now!Tags: color for kids, optical illusions for kids, childrens books about colors, children's book about color, color theory, color wheel, colour for kids, colour theory

Insurance companies have failed you. Congress has failed you. Hospitals and doctors and pharmaceutical companies have all failed you. Why? Because we all spend too much on healthcare. Healthcare costs in the form of premiums, hospital bills, and drug co-pays have all gone up dramatically over the past ten years and will continue to do so. We are all one illness away from bankruptcy. So, what can you—as a financially conscious healthcare consumer—do to protect yourself? This book will help you understand the resources available to help you pay for care. It will also look at options for minimizing costs and advocating for yourself in the event that billing errors are made. Being an educated, proactive customer of the healthcare market will ease some of the stress and worry of seeking care and enable you to concentrate on your health.

Un popolare Libro per Bambini che insegna a Bambini e Adolescenti una Conoscenza di Basa sull’Universo."LO SPAZIO e IL SISTEMA SOLARE - Un eBook per Bambini sull’Universo, i nostri Pianeti e l’Esplorazione Spaziale " è una meraviglia della narrativa non-fiction. È pieo di autentiche fotografie colorate che si vedono a meraviglia su Smartphone, iPad, Kindle e molti altri tablet.Completo di fantastici effetti grafici, questo libro ci dà informazioni sul nostro universo e la sua nascita, sulle galassie, la Via Lattea, il nostro sistema solare ed i suoi pianeti interni ed esterni, cosi come sulle stelle, sulla storia dell’esplorazione cosmica e sugli astronauti.Le illustrazioni al’interno di questo libro sono allegate a piccoli blocchi testuali molto semplici da capire che forniscono al tempo stesso dettagli ispiratori sullo spazio sconfinato. Ecco perchè questo eBook rappresenta uno strumento didattico perfetto per bambini di ogni età.Può essere comodamente scaricato dai giovani lettori che abbiano già acquisito l’abilità di leggere per conto proprio e dai genitori che desiderano leggere ai propri figli che non hanno ancora iniziato a farlo da soli.Al momento potete ottenere questo Bestseller su Amazon.com per soli €3.99 (il prezzo regolare è di €5.99). Per ordinare LO SPAZIO e IL SISTEMA SOLARE, clicca sul pulsante ACQUISTA e scarica subito la tua copia!A popular Children’s Book that provides Kids and Teenagers the Basic Knowledge about the Universe"SPACE and SOLAR SYSTEM - An eBook for Children about the Universe, our Planets and Space Exploration" is a nonfiction marvel. It is filled with colorful real photographs that look amazingly good on Smartphones, iPads, Kindles and many other tablet devices.With great visual effects this book informs about our universe and its birth, galaxies, the Milky Way, our solar system and its inner and outer planets, as well as stars, the history of cosmic exploration and astronauts.The pictures within this book are tied in with small blocks of text that are very easy to understand while also providing inspirational specifics about the outer space. Therefore this eBook is a perfect learning tool for children of all ages.It can be conveniently downloaded by young readers who have already acquired the skill of reading for themselves and by parents who will read to the younger children who have not yet begun to read.You can currently get this Amazon.com Bestseller for just $4.99 (regularly priced at $6.99) To order SPACE and SOLAR SYSTEM, click the BUY button and download your copy right now!Tags: italian english books, italian language for kids, italian language books for kindle, italian english dual language, bilingual italian english, children's books in italian, dual language italian, inglese italiano, inglese per bambini, inglese corso, bilingue inglese, libro per bambini, libro per ragazzi, astronomia per bambini, universo, cosmo, nave spaziale, astronave, bilingue inglese italiano, libri per bambini in inglese

"ESPAÇO e o SISTEMA SOLAR – um eBook para Crianças sobre o Universo, os nossos Planetas e a Exploração do Espaço", que é uma maravilha da não-ficção. Está repleto de fotografias coloridas reais, que têm um ótimo aspeto em Smartphones, iPads, Kindles e em muitos outros dispositivos.Com grandes efeitos visuais este livro informa sobre o nosso universo e o seu surgimento, as galáxias, a via láctea, o nosso sistema solar e os seus planetas interiores e exteriores, e também sobre as estrelas, a história da exploração cósmica e os astronautas. As fotografias contidas neste livro estão associadas a pequenos blocos de texto, que são muito fáceis de compreender, e que também facultam informação inspiradora sobre o espaço exterior. Assim, este eBook é uma ferramenta de aprendizagem perfeita para crianças de todas as idades. "SPACE and SOLAR SYSTEM - An eBook for Children about the Universe, our Planets and Space Exploration" is a nonfiction marvel. It is filled with colorful real photographs that look amazingly good on Smartphones, iPads, Kindles and many other tablet devices.With great visual effects this book informs about our universe and its birth, galaxies, the milky way, our solar system and its inner and outer planets, as well as stars, the history of cosmic exploration and astronauts.The pictures within this book are tied in with small blocks of text that are very easy to understand while also providing inspirational specifics about the outer space. Therefore this eBook is a perfect learning tool for children of all ages.Tags: bilingual children´s book, bilingual children's books, book for kids, childrens book portuguese, children's books, children's books about planets, space, the moon, children's books bilingual english portuguese, portuguese childrens books, kids books about astronauts, kids books about space, livro em inglês, livro em português de portugal, livro infantil inglês, livro infantil bilíngüe, livros em portugues, livros infantil, inglês literatura, livro infantil, infanto juvenil, infantil portugues

How important is it to feel loved and accepted even when you look imperfect and different than the rest?To Tee Low, a mouse with a knot in his tail, it meant everything to him. After enduring name-calling, teasing, being outcast and excluded from playing with others because of the knot in his tail, Tee Low finally does become a hero in the valley and becomes the most celebrated and loved mouse in the meadow, and it was especially because of the knot in his tail.

How important is it to feel loved and accepted even when you look imperfect and different than the rest? To Tee Low, a mouse with a knot in his tail, it meant everything to him. After enduring name-calling, teasing, being outcast and excluded from playing with others because of the knot in his tail, Tee Low finally does become a hero in the valley and becomes the most celebrated and loved mouse in the meadow, and it was especially because of the knot in his tail. Time and Time Again is a story of time travel, deceit, and murder. From Desert Storm to primitive New Mexico, Jon Allen Stanton lives a double life, one of a twentieth-century man and one of a man caught up in a time warp and living in prehistoric times. His life and purpose for living in those ancient times is a compelling adventure set in two different worlds. Revelation after revelation makes this story take many different twists and turns and lead main character Jon Stanton from now back to then.